Dinar Observer Daily

Jeff – Dinar Guru  Going back to the 60’s the value of Iraq’s currency has always been $3+ and slightly above Kuwait’s currency…Kuwait’s currency value today is at $3.22…Historically Iraq has always been above Kuwait slightly. 

Stephen – Dinar Guru   I don’t think there’s a date on the calendar that says the dinar is going to revalue on this specific date.  I think it’s a moving timeline and certain things have to get done for that event to happen.  I believe we are  closer than ever.  Do I believe August could be the month?  Absolutely.  But we simply don’t know…Let’s be calm, patient,  grounded…I know it’s exciting…Be positive, filled with expectancy but remain grounded and level-headed…  

Kaperoni – Dinar Guru  If Iraq is ever going to increase the value of the dinar it has to be done gradually over time so that they can remove the currency that’s in circulation. This process would allow it to gradually rise based on the economic  growth and success of their own economy. That is a real possibility, but it would take months, years to achieve any significant  appreciation in the value.

Sandy Ingram – Dinar Guru  In 1980 the Zimbabwe dollar ZWD was introduced.  Zimbabwe become independent from Britain.  The Zimbabwe dollar replaced the Rhodesian dollar.  It was stronger than the US dollar – approximate value 1 ZWD = $1.47 …Iraq as never been in the position Zimbabwe has been in.  Zimbabwe doesn’t have billions of dollars of oil revenue each month…Iraq is so much more.  Its economy is more stable than Zimbabwe has ever been.  Yet Zimbabwe is presenting 1 ZIG = $.036 after falling in a deep hole of economic depression…Today the ZIG is more stable but the US dollar remains widely used in the country…In Zimbabwe they were given 3 weeks to exchange the old ZIM currency for the new ZIG currency which is backed by gold.

Jeff – Dinar Guru    What brought the value of the dinar down?  It was Iraq getting placed under US sanctions.  US OFAC sanctions very simply brought the value down.  What happens when you take the sanctions off?  It reinstates back to where it was.  In ’03 sanctions devalued it from $3.22 so when you take the sanctions off it should put it right back up again…

Stephen – Dinar Guru  The most important thing you need to worry about and the most important thing you need to do once the revaluation happens is get your [USD] money in your [bank] account.  Get your dinar exchanged.  The most important thing you need to do is just go to a bank.  Make sure you’re going to the right bank and the right branch…You have to be wise..

Jeff – Dinar Guru   Trump made two statements [back in his first term].  1. They need to pay us.   2. We have 35 billion of their money… How could we have $35 billion worth of their money and still not be paid?  It’s because he was secretly referencing the Iraq dinar…The Iraqi dinar has no value…

Stephen – Dinar Guru   If the dinar revalues at $1.00 wouldn’t all the Iraqi citizens become millionaires?  …It’s a very valid question to ask...A change in the exchange rate doesn’t automatically create new wealth for everyone in Iraq.  It changes the value of the currency relative to other currencies…Their purchasing power increases but they don’t automatically  become an overnight millionaire because the cost of living, cost of goods, everything is adjusted in accordance with the new exchange rate…Foreign investors like us are in a different position…If the exchange rate becomes much stronger…then the investor can realize a significant gain when converting back into US dollars.  An Iraqi citizen is different because they already earn, spend, and save mostly in Iraqi dinar.  Their daily expenses and cost of living is also in Iraq dinar.  They’re not making the same type of foreign exchange trade that we are.

Kaperoni – Dinar Guru  Question: “Before the Iraq war, their exchange rate was $3.22 based almost solely on oil production. Add 20 years inflation, all seized corruption dinars destroyed, plus 40% new non-oil revenues. Why can’t IQD revalue near $5?”  Because in the 80s, 90s Iraq’s money supply was in the billions. They started printing more currency in the late 90s and hyper inflation set in, the dinar tanked to 3000 to $1.  Currently, there’s over 100 trillion new dinar in circulation so there can’t be a significant RV.

Clare – Dinar Guru   Article:  “Will the Federal Government Remove Three Zeros from the Iraqi Dinar?”  Quote:   “The government is now considering two further options: First: Domestic and foreign borrowing. Second: Removing three zeros from the Iraqi dinar.  The Iraqi government is reportedly considering deleting three zeros from the national currency. For example: 25,000 Iraqi dinars would become 25 dinars after removing three zeros. Likewise, all other currency denominations would be adjusted  accordingly. Instead of expressing figures in billions, they would be expressed in millions. The objective of this move is to preserve the value of the Iraqi dinar…It also intends to revalue the exchange rate against the U.S. dollar. For example, after removing the three zeros, US$100 could be exchanged for 150 Iraqi dinars instead of the current denomination…”   [Post 1 of 2….stay tuned]

Clare – Dinar Guru  “The proposal to remove three zeros from the Iraqi dinar would normally require legislation, making it a politically sensitive issue that may be difficult to pass in Parliament…The Prime Minister requested that the Federal Supreme Court of Iraq issue an interpretive ruling regarding the powers of the Council of Ministers under Article 80, Paragraph Third of the Iraqi Constitution, which authorizes the Council to issue decisions, regulations, and instructions…This ruling opens the door for the government to proceed with removing the three zeros from the Iraqi dinar through a governmental regulation, without first obtaining parliamentary approval.”  [Post 2 of 2]

Reset Intelligence – Dinar Guru  The sequence we are watching, IMO, is not [cabinet] seats first.  It is the weapons question answered, then the chairs filled, then the Iraqi budget, then the rate…The order the Board of Peace just put on television [about Gaza]…Watch Baghdad for any sign the Iraqi militias are drifting toward the September 30th handover instead of digging in..

Mountain Goat – Dinar Guru   Article:   “THE DOLLAR’S JOURNEY FROM “MANHATTAN” TO “AL-RASHID”: A READING INTO THE SECRETS OF  MONETARY DEPENDENCE AND THE FUTURE OF “IRAQ 2”  Quote:  “Iraq is a major economic paradox; while it sits atop the world’s fourth-largest oil reserves, it finds itself shackled by a series of monetary crises that raise a pressing sovereign question: Why are our wealth deposited in the US Federal Reserve Bank of New York instead of our national treasuries? And why does every Iraqi dollar pass through US scrutiny before finding its way to Baghdad?”  …another article proving to you that the U.S. has to approve any significant RV of the Iraqi dinar..

Mountain Goat – Dinar Guru  …do you really think the U.S. is not going to have a significant say if the dinar goes back in the global currency exchanges i.e. FOREX? …we must realize why this process of holding oil revenues by the U.S. still exists in the first place. We have to go back to the Iranian backed politicians, militias and factions based in Iraq…we need to
relax and just let it all play out...When a timeline arises for the RV we will know because my contact in the CBI will be on top of it.

Stephen – Dinar Guru  The most important thing you’re going to do when the dinar revalues is you are going to take it to a bank…Chase JP Morgan, which is planning to open multiple branches in Iraq, Bank of America, Citi Bank, Wells Fargo…You’re obviously not going to keep your money in that bank for too long.  Hopefully you’re going to be smart and you’re going to reinvest that money into other assets.  But the initial exchange you’re going to take your dinar to a bank.

Jeff – Dinar Guru  They’re telling you they’re having a liquidity crisis around the time they’re preparing to revalue.  One of their goals when they go to revalue is to get the large 3-zero notes out of circulation.  That’s what they’re working towards…The timing of this isn’t coincidental.  They could never tell you they were doing this to prepare to revalue it… They’re  telling you they have a currency liquidity shortage… that’s the step they would do when they’re preparing to revalue…It’s called timing.

Reset Intelligence – Dinar Guru  While corrupt militias still hold ground and threaten the region, no budget passes, no oil law moves, and the dinar stays pinned where it is. That is the real reason the prime minister has spent the month moving from capital to capital. Washington wants the militias disarmed by September 30. Tehran arms them…He is settling, city by city, whose fighters lay down their weapons and whose do not. Force comes first. The money comes second. That is the order every currency reset in history has run in, and Iraq is standing right on the turn.

Pimpy – Dinar Guru  Community comment: “The dinar is a scam…it’s never going to revalue.”  Every time you increase or decrease the exchange rate THAT is a revalue…Around 2019 you could get 1,100 dinars for every $1.  A lot of us remember that.  Due to economic pressure and decline in oil revenues…the Central Bank of Iraq devalued the dinar to approximately 1,460 dinars for every $1…The dinar was revalued on December 12, 2025 to its current rate of 1310 dinars per $1. Each one of those is a revaluation.  For him to say it’s never going to revalue is just not true.  The dinar itself is not a scam.  There are a lot of people out there…that are running a scam, but…it’s a legitimate currency.

Kaperoni – Dinar Guru    The Iraqi dinar is a real currency. Real currencies are guided by sound principles, economic decisions and guidance from organizations like the IMF.   Nobody is going to turn the dinar into a lottery ticket.

Sandy Ingram – Dinar Guru   Do we have the current banknotes from Iraq?  Yes.  But here’s the concern.  The Iraqi government and the IMF keeps pushing the digital payment system and people outside of Iraq cannot easily obtain an Iraqi bank account.  I tried…Thus this may leave us in a position where we must travel in order to exchange our banknotes.  Certainly there will be a time limit and no doubt there will be an exchange amount limit…For those of you who keep telling me over and over again that we will be able to exchange the IQD in US banks in America, I hope you are right.  We all hope you are right.

Stephen – Dinar Guru  The Iraqi citizens have been hoarding Iraqi dinar for the last 23 years…They don’t trust the digital banking system because it’s been lacking in Iraq for many many years…Iraq’s banking system has been so far behind.   But that has all been brought up to par.  We are entering a phase where it’s time to start pulling in all of those old denominations  and all that cash from the Iraqi citizens so they could start going digital.  I’m speculating here but the easiest way to do that is to issue new denominations and give those new denominations higher value to incentivize the Iraqi citizens to come in and to suck in all those dinar notes, you know, wink wink, dinar revaluation.

Jeff – Dinar Guru   Saudi and the United States struck Iran foreign backed militias within Iraq.  To me that’s probably the very last final piece to this from a security angle.  The Iran militias were outstanding so they’re being dealt with.  They probably put a nice dent or removed them… There’s still probably some remaining though.

Reset Intelligence – Dinar Guru  Mazhar Muhammad Salih, the Prime Minister’s financial advisor, went on camera about the missing 250 and 500 dinar notes. Paper wears out, he said. He also pointed out that Iraq, unlike most countries, still uses paper for small change where the world uses coins. The currency overhaul Iraq’s central bank has kept on file since 2011 puts coins at the small end of the new money, and the official who fronted that plan back then is the same advisor who sat in the studio this week. Coins only exist where the smallest unit of a currency is worth something.

Kaperoni – Dinar Guru  There is no Global Currency Reset.  This is proven already because most currencies in the world already float which means are already priced where they should be.

Jeff – Dinar Guru  Iraq talks out of both sides of their mouth…Articles are partially true and partially misleading.  They have some truth and some inaccuracies in them…Unfortunately we don’t control Iraq news, they do.  We’re waiting to receive the biggest blessing of our lives from this.  We have to stay grounded and let the news play out and move forward.

Reset Intelligence – Dinar Guru   Washington is drawing a new map of the world’s money.  The IQD sits in the middle of that map and is still not priced anywhere near the value of whats coming for the region.

Clare – Dinar Guru  Article: “Why have small denominations disappeared from the markets? Al-Zaydi’s advisor reveals the reasons” Quote “The Prime Minister’s financial advisor, Mazhar Muhammad Salih, revealed on Wednesday the reasons for the scarcity of small denominations of currency in Iraqi markets, stressing that this is mainly related to their paper nature and the high speed of their circulation, which leads to their deterioration within a short period of time…Iraqi markets are experiencing ongoing suffering due to the scarcity of small denominations of currency, such as 250 and 500 dinars, which puts citizens and shop owners in front of frequent difficulties in completing daily buying and selling transactions.”

Stephen – Dinar Guru  The HCL law has been at a standstill since 2007...They’ve negotiated back and forth but it’s really gone nowhere.  Why is this law needed?  Imagine you and your brothers inherit a business worth billions of dollars but nobody agrees on how to split the profits.  That’s been Iraq’s problem…The HCL is designed to answer questions like who owns the oil, who can sign the oil contracts, how are the oil revenues divided, how much goes to Baghdad…each province.  Without clear rules disputes discourage investment…The HCL isn’t about changing the exchange rate directly.  It’s about making sure Iraq’s biggest source of wealth…is managed in a stable, transparent way.  If Iraq wants a stronger economy and…currency, getting its oil revenue system right is one of the biggest pieces of the puzzle.

Kaperoni – Dinar Guru  Article:  “Iraq Finance Minister ‘Supports Floating Exchange Rate’ for dinar”   Several years ago this article was put out…If this doesn’t confirm I know what I’m talking about nothing will.  There is no RV...There’s been article after article about diversifying their economy, and more recently a complete overhaul of the banking system…Floating the currency would never be successful without a diverse economy. Floating with total dependence on oil is never a good idea and causes  economic risks and volatility.  Most recently, we now see Iraq wants to diversify as much as 46% of their economy away from oil.

Jeff- Dinar Guru   About 10 years ago I was part of a private dinar group and a member from our group submitted a form under The Freedom of Information Act to the United States government…to the US Treasury…We asked them how much Iraqi dinar does the US Federal Reserve treasury hold within its reserves.  They responded back to our request and they said in excess of 20 trillion Iraq dinar…Presently the United States has half of Iraq’s money supply.