BobTheTaxMan – Dinar Guru You always want to reduce those taxes. My suggestion is if you only have a little bit – take enough out of it but if you want to buy that house borrow the rest of it. Right now the interest rates are incredibly low. I mean phenomenally low and that’s a heck of a lot better than paying those outrageous taxes by cashing in your IQD…all in a hurry just to satisfy buying that house only to have it bite you in the butt.