Sandy Ingram – Dinar Guru This report is concerning for IQD investors holding IQD banknotes. We have no reason to believe our bank notes are in trouble…It appears many Iraqi people are holding on to their IQDs. However speaking at a conference in Baghdad Ali Mosen Alaq, governor of the Central Bank of Iraq highlighted significant advancements in digital payments. He pointed to a sharp rise in ATMs and e-wallet usage which…have propelled financial inclusion from 20% to 40% within just two years...He… predicted a gradual decline in cash transactions as central banks move toward digital payment solutions. In line with global trends, the CBI intends to develop its own digital currency.