Pimpy – Dinar Guru You cannot negotiate the exchange rate. It’s going to be whatever the exchange rate shows on Forex…If you have a bank account at that bank [you’re talking to], they’ll exchange it for free…There are no ‘perks’…It’s like depositing dollars into your bank account. You can just tell them to put it in your bank account. You’re not going to run around carrying it in a duffle bag…