Reset Intelligence – Dinar Guru Hiring a fiduciary adviser is the moment a windfall either stays yours or starts leaking…You are the client. A lawyer, a trustee, a banker, and a trust provider all work for you, and the terms you set decide who comes out ahead…Before fees or structures, settle one thing. Is the person across the desk legally required to put your interest first, or only to sell you something that is not unsuitable. In the United States a registered investment adviser owes a full fiduciary duty of care and loyalty across the whole relationship. A broker owes only a best-interest standard at the single moment of a recommendation…Ask how they get paid, and what they earn if you do nothing…The relationship lives or dies in the engagement letter, not the brochure…Nothing gets signed across the desk. It goes home to your own counsel first, always. Interview at least three firms...More than half of wealthy investors speak to only one adviser before handing over the money, and the regret shows up later, when leaving is expensive.