Dinar Observer Daily

Mountain Goat – Dinar Guru  In the recent news once again, we get articles telling us the U.S. is not going to back down as envoy Mark Savaya has arrived in Baghdad and has delivered Trump’s message to the GOI. So, the important news for Iraq is still all about this situation with the militia standoff with the U.S.  …I believe…that if the GOI asks the U.S. to step in and clear out the Iranian militia from inside Iraq, it would. However, there must be a formal agreement to do so…I am sure that this is the last resort for the Trump administration but there has to be this alternative on the table, a clear message to Iran to recognize that the U.S. is VERY serious… 

Clare – Dinar Guru   Article:   “Sudanese advisor: Dollar fluctuations are temporary, and the government is committed to fixing the exchange rate at 1320 dinars”  Quote:  “The Prime Minister’s financial advisor, Mazhar Muhammad Saleh, confirmed on Sunday that the fluctuation of the dollar is temporary and is not based on real economic data, while indicating that the government continues to fix the official exchange rate at 1320 dinars with the support of strong reserves.”

Jeff – Dinar Guru  Iraq is revealing they’re going to enter into their ‘next phase’.  That is a key little phrase they’re using right now in articles.  They’re entering into their next phase in the year 2026.  We are extremely close to the timing of the rate change. 

Militia Man – Dinar Guru That 1310 peg that’s in place today with the central bank, in my view, it’s a masterful tool they’ve used…the gatekeepers, The CBI…IMF…World Bank, everybody involved knows that tool has been effective.  It did its job…1310 crushed inflation to historic lows. It’s at 0.8%…They slashed notes in circulation…They built their reserves to…$115+ billion. That’s massive...That’s going to be the stability bridge because they have $16 trillion worth of natural resources.  It’s really amazing to see this.

Samson – Dinar Guru   Article: “US-BASED CHEVRON SUPPORTS BAGHDAD’S VISION: IRAQ WILL BE AN ENERGY HUB IN THE MIDDLE EAST“

Sandy Ingram – Dinar Guru  Vietnam, unlike Iraq, is on the Forex market.  Investing in Vietnam is about tapping into one of Asia’s fastest growing economies…Vietnam’s economy is driven by manufacturing, exports and a young workforce which has attracted investors from around the world. 

Clare – Dinar Guru  Article: “Sudani: The end of UNAMI’s mission does not mean the end of the partnership between Iraq and the United Nations”  Quote: “This came in a joint press statement held by Al-Sudani with the Secretary-General of the United Nations, Antonio Guterres, on the sidelines of the official announcement ceremony for the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI).“

Jeff – Dinar Guru  Yesterday we had a stability ‘graduation ceremony’ between Iraq and the UN.  The UN will be exiting out of Iraq and their last day is December 31, 2025.  Antonio Guterres of the UN flew into Iraq.  They had a big formal ceremony…What they’re suggesting is that the year ’25 ends the old, the year of ’26 begins the new.  That doesn’t mean the rate is changing at the beginning of ’26.  That’s not what I’m telling you.  Nobody knows the day the rate is going to change.  I’m telling you it’s close.  I’m showing you it’s close but I’m not telling you the rate is changing in January…

Militia Man – Dinar Guru   The CBI governor Alaq confirmed in December 2025 the three zero project is active, tied to the digital dinar, now in full implementation.  Those are words that he said.  I didn’t just say it.  That’s what he’s talking about. Paper notes to be phased out by 2026 making way for programmable tokenized IQD backed oil and gold…This is the big picture.  It’s been very complex…I think Iraq has gone beyond the edge…in free fall getting ready to splash, making a big one.

Samson – Dinar Guru  Article: “CANCELLATION OF THE IRAQ MANDATES 1991-2002: THE FRUIT OF A QUIET APPROACH THAT
TRANSFORMS IRAQ FROM A SECURITY CONCERN INTO A STRATEGIC PARTNER”

Clare – Dinar Guru  Article: “Economic institution: We expect a shocking rise in the dollar exchange rate after the central bank shuts down the currency conversion platform”  Quote: “The “Iraq Future” Foundation for Economic Studies and Consultations predicted a rise in the dollar exchange rate in the next few days, following the announcement by the Central Bank of Iraq of the suspension of the currency conversion window platform.“

Sandy Ingram – Dinar Guru    The Central Bank of Iraq’s governor said the banking sector reforms aim to rebuild a modern regulated financial system.  As part of the changes the CBI plans to introduced a digital dinar…This move is tied to efforts to curb illicit flows and strengthen oversight.  The governor emphasized these changes do not signal a surprise re-denomination or devaluation.  Instead the CBI aims to stabilize the economy, improve transparency and bring more money into the formal banking system…Good luck, because the Iraqi citizens are very very leery of putting their currency into the bank.  We hope Iraq’s central bank of Iraq can change this line of thought because until they change it there’s going to be little chance of revalue, float, adjustment or whatever it is they’re going to do.

Samson – Dinar Guru   Article:  “THE NUMBERS DON’T   LIE :  $340,000 IS THE SHARE OF EVERY IRAQI IN THE WEALTH AMONG THE RESOURCE GIANTS … WHERE IS IT?“

Jeff – Dinar Guru   Today was a very critical day within this investment because very critical news from…the United Nations that put Chapter VII sanctions on Iraq.  They no longer have Chapter 7 sanction.  Those have all been lifted regarding the financial aspect of Iraq that would prevent them from being able to revalue the currency.  Iraq is now sovereign, eligible to revalue the currency.  That’s not in the way anymore.  Those have all been lifted…  Article:  ‘The United Nations will be exiting Iraq, ending their UNAMI missions at the end of 2025‘  The UN’s work within Iraq official ends on December 31, 2025.  But there’s another piece to this puzzle… [Post 1 of 2….stay tuned]

Jeff – Dinar Guru  They needed to have that ‘congratulatory ceremony’ which they did today.  Sudani came forward thanking the United Nations for their 22 years of efforts and service helping restore and turn the country of Iraq around and achieve stability.  In return, Antonio, the head honcho of the UN, congratulated Iraq on achieving stability.  I want you to think about something.  With the UN’s missions ending at the very end of this year, December 31, 2025, why did they have and hold this congratulatory meeting/ ceremony this weekend?  My opinion…this ceremony needed to happen before the rate is going to change and before Iraq gets back on the international world stage.  [Post 2 of 2]

Clare – Dinar Guru  Article:  “Sudani sponsors the official ceremony announcing the end of UNAMI’s work”  Quote:  “Prime Minister Mohammed Shia al-Sudani sponsored on Saturday the official ceremony announcing the end of the mandate of the United Nations Assistance Mission for Iraq (UNAMI)“

Samson – Dinar Guru  Article: “UNAMI CONCLUDES ITS MISSION IN IRAQ IN PREPARATION FOR ITS DEPARTURE AT THE END OF
THE YEAR“

Mountain Goat – Dinar Guru   I wish I could tell everyone that the removing the of the zero has begun but it hasn’t. Here we sit, almost mid-December already and still waiting for the execution of what they told us months ago would occur at about now. Will we have to wait until mid 2026 or longer for the reinstatement? Iraq…could never be at a more critical time in its modern-day history, than right now.  [Post 1 of 2….stay tuned]

Mountain Goat – Dinar Guru   The results to their last November election will either make or break Iraq. I believe that Iraq will make the correct choice and chose prosperity and growth over the terrorist organizations residing in Iraq. To me it makes common sense they would but we all know this is often not applied in politics…If for now Iraq does chose prosperity, puts al-Sudani in for a second term, then continues what he started since January 2023, Iraq will move along as al-Sudani and Saleh have told us…   [Post 2 of 2]

Sandy Ingram – Dinar Guru  You may be asking, how is Iraq doing this?  Their oil money, baby.  The oil money, because of the sanctions policies, goes into a bank account at the Federal Reserve Bank and then Iraq can get access to this money at any time.  Because of the flow of the large sums of income from oil, Iraq has been able to amass over a hundred billion dollars in foreign reserves.​

Militia Man – Dinar Guru   IMF Article VIII status:  The IMF’s Article IV consultation published in July of 2025 confirms Iraq no longer maintains any exchange restrictions on current account transactions and no longer has multiple currency practices.  That means Iraq has already met the legal requirements for Article VIII.  That’s big.  The only remaining practical step is the public announcement that the dinar is fully convertible for current account transactions and the opening of a dinar trading pairs on international Forex.

Samson – Dinar Guru  Article:  “THE US HOUSE OF REPRESENTATIVES VOTES TO REPEAL AUTHORIZATIONS FOR THE USE OF MILITARY FORCE AGAINST IRAQ : THE IRAQI EMBASSY WELCOMES THE MOVE“

Mountain Goat – Dinar Guru  I wish I could tell everyone that the removing the of the zero has begun but it hasn’t. Here we sit, almost mid-December already and still waiting for the execution of what they told us months ago would occur at about now. Will we have to wait until mid 2026 or longer for the reinstatement?  Tell me…why in hell would the CBI along with a huge effort from the GOI go through all these reforms and economic projects i.e. The Development Road Project, expansion of oil, Customs and Tariffs. etc., etc. if they were not serious to re-enter the global markets?   [Post 1 of 2]

Mountain Goat – Dinar Guru   There is lots of discouraging articles, mostly falsified information by the Iranian influence who want to keep the same old status quo of enriching Iran over Iraq…Folks they are telling us now this is right around the bend and the dinar is going back to FOREX. It is not an option but a mandatory step for the future financial goals of Iraq. All the messages we are getting from the CBI now tell us that January 2026 is still a target for the reinstatement.   [Post 2 of 2]

Clare – Dinar Guru   Article:  “Trade: Plans to increase Iraq’s representation abroad” Quote: “...with assurances from the World Trade Organization that the country’s accession to it is imminent in light of the clear improvement in national economic indicators…“

Militia Man – Dinar Guru   We’ve been studying Iraq’s financial and monetary reforms.  What we’re seeing in the last 3+ years under Prime Minister Sudani, Financial advisor Sammy, Central Bank Governor Alaq is simply the fastest and most coherent execution phase I think we’ve ever seen…You can also include the MCOE, Ministerial Council of Economics.  They’ve been working with the BIS, Bank of International Settlements, IMF, World Bank, WTO, WCO. Everybody’s been working in the background.

Samson – Dinar Guru   Article:  “THE CENTRAL BANK IS RESTRUCTURING ITS BRANCHES IN BASRA AND MOSUL … AND AN EXPERT DESCRIBES THE MOVE AS ‘STRANGE’ “

Sandy Ingram – Dinar Guru  Iraq placed two known terrorist organizations on a list to block their finances.  Within hours, not days, not weeks, not even a month but within hours they remove Hezbollah based out of Lebanon and the Houthies Movement which is from Yemen from the list [Saying adding them was an error].  This is not good.  These actions…has news articles in different countries asking the question in headlines, who the hell is in charge in Iraq?

Clare – Dinar Guru  Article: “Before the UNAMI mission closes… the United Nations praises a ‘new chapter’ for an Iraq that ‘owns its own destiny’ “   Quote:  “The head of the United Nations Assistance Mission for Iraq (UNAMI), which will leave the country at the end of December after a mission that lasted more than 20 years…Today is a great day for the international  community, as it witnesses the honorable and dignified closure of a United Nations mission…Iraq emerged victorious,”  congratulating the country on holding parliamentary elections in November that were ‘among the freest, most organized and credible ever in Iraq.‘ “

Militia Man – Dinar Guru   For anyone that’s been watching …even just a few years, note that, that quiet, methodical way this is being executed is exactly what we always thought it would.  They can’t tell us everything.  We’re now in that final process as far as I can see.  How long that process is still going to be is to be determined…