Dinar Observer Daily

Stephen – Dinar Guru  As of today, the rate of the Iraqi dinar according to the CBI website is 1310 dinar per US dollar.  For anyone saying the rate has changed, for anyone claiming they are going to the bank or they have already exchanged their dinar for US dollar, well, they are simply lying to you…If something is a lie, if something is false, I am going to confront it head-on…There is no special group of people who are going to cash out or who are going to exchange their dinar before anyone else…Regardless if you hold one 25,000 dinar note or you hold multi-millions, we are all going to have the same  opportunity to go to the bank and exchange our notes.

Pimpy – Dinar Guru   Article: “Will the Federal Government Remove Three Zeros from the Iraqi Dinar?”  We don’t want that to happen.  If you own any of the current Iraqi dinars, you want them to leave the zeros there…I got people saying, ‘Well, that’s in country.’  No.  Once they make this move it happens worldwide…You can’t have it happen in country and not out of country because then people be buying currency and then sell it outside of the country to get more money.

Jeff – Dinar Guru   There’s the money supply that remains physically in the country [of Iraq] and outside the country…100 trillion is the amount that remains around the world.  But the bulk of that is what’s outside the country of Iraq.  Remember the dinar is not tradable so when it’s outside of Iraq, the central bank doesn’t give two craps about it.  They don’t care because it’s not tradable, can’t be used for anything…The money outside of Iraq is what Iraq used to pay other countries back for all the efforts they helped them with…The United States has about half of their money supply…All [Iraq] cares about is the amount of dinar remaining inside of Iraq.  It’s roughly about 20 to 40 trillion dinar.  When the rate changes, they trim three zeros off that.  The money supply will go from 20 to 40 trillion down to 20 to 40 billion.  

Reset Intelligence – Dinar Guru   This week a United States senator Rand Paul walked into the most famous vault on earth [Fort Knox] and settled a half century argument “the gold is there.”  All 147 million ounces… The metal never moved.  And the dollar lost 85% of its value anyway.  That is what happens to money with no backing. Nixon’s moment and the endless printing did the damage...Now the gold is being counted again. The world is heading back to the gold standard, and the US is leading the way. Baghdad is already positioned, 175 tonnes deep, writing the budget law that names the dinar’s next rate.

Mountain Goat – Dinar Guru  …they (the CBI) always push for an RV target, however there are always a series of issues to resolve along the way, hopeful they can do it…I believe that our ‘saving grace’ for a future reinstatement is held in the progress and non-oil revenues they can derive from the Development Road Project. Diversification of the economy with non-oil revenues is coming and in part is moving ahead now. We can see evidence of this with the Turkey/U.S. (Trump) talks and now the Turkey/Iraq talks. 

Samson -Dinar Guru  Article: “THE IRAQI MARKET IS ATTRACTING THE ATTENTION OF THE AMERICAN PRIVATE SECTOR”

Jeff – Dinar Guru  There’s a massive currency shortage.  They’re claiming it’s due to lack of oil revenues from the war… Iraq talks to you out of both sides of their mouth…You need to think about this from both sides…What are things that might happen when the rate’s about to change?  …January through June, they kept telling us, ‘Hey, we’re eventually going to have to adjust the salary pay scales.’ What causes that?  …A rate change force them to have to adjust salary pay scales…Is it possible they’re not paying salaries because they need to adjust the pay scale?  …New currency denominations impact the budget and the salary pay scales…All possibly suggest the rate is about to change.  Those are things Iraq can’t tell you.  Iraq had no problem paying salaries during the first half of the year but when you hit the second half of the year it’s magically a big problem, which is potentially a new budget period.

Mountain Goat – Dinar Guru   Article:   “CONGRESS COMMENTS ON THE BOMBING OF THE POPULAR MOBILIZATION FORCES: WE FUND THE IRAQI GOVERNMENT AND IT PAYS SALARIES TO THE MILITIAS.”   What?  …This concept really gets my goat. They are using your tax dollars to stop the RV. I don’t mean directly or consciously even.   What I mean is these funds being paid to Iraq is your tax dollars, yet by  supporting the militia using these funds they are actually holding up the  RV process.

Clare – Dinar Guru  Article: “Does the increased money supply threaten the stability of the Iraqi economy? Al-Zaydi’s  advisor explains the risks” Quote: “The Prime Minister’s financial and economic advisor, Mazhar Muhammad Salih, revealed…the issuance of currency in Iraq recorded a remarkable increase during the first five months of 2026, reaching about 113.560 trillion  dinars by the end of May, an increase of 13.761 trillion dinars, or 13.8%, compared to the end of 2025.”

Jeff – Dinar Guru  Question “I got my dinar in Iraq at a military base.  I don’t have a receipt?”  Receipts are not critical in this.  The banks have machines that should do three things for you, count, sort and authenticate your foreign currency.   Even if the machines they use that do the counting don’t have the cameras to do the imaging and scanning or authenticating, they  still have security cut sheets where they can visually inspect your notes.  All that receipts are for are for you taxes.  They  might get you a lower tax rate depending on how long you’ve had your currency.

Stephen – Dinar Guru  The CBI rate still has the Iraqi dinar pegged at 1310 dinar per US dollar. So for anyone who is  saying they got paid, anyone who is saying they cashed in their dinar, I would argue they are most likely lying to you

Militia Man – Dinar Guru  Holders of illicit or laundered funds have strong reasons to stay outside the formal system.   They do not want the scrutiny that comes with depositing large cash amounts…‘Where did you get this?’ …They’ve been warning and warning and warning and telling us they’re going to potentially be doing the deletion of the zeros.  Think about all those folks that have billions of dinar. They’re afraid to get it into the system because they got it by illicit means.  Just wait until they adjust the Real Effective Exchange Rate and see what happens because they only give them a month…It forces the legitimate mass back into the system and leaves the rest exposed or stranded.  I would not want to be holding the bag with a billion dinars in  Iraq.

Sandy Ingram – Dinar Guru  No currency is guaranteed to rise.  Economic data, central bank decisions and global events can change the outlook of any currency quickly.

Reset Intelligence – Dinar Guru  A public who has spent weeks hearing the state cannot pay [their salaries] will greet the [rate] change as rescue, which it was designed to look like…The dinar moves last behind the [open cabinet] chairs and the budget.  But when a government this rich starts telling its people it is this poor what you are watching is stagecraft.  And the stage is being set for the one event that ends the play… Baghdad is rehearsing a crisis.  Shows only get released when opening night is booked.

Clare – Dinar Guru  Article: “Purchasing power under pressure: The impact of delayed salaries on the local economy – Urgent”  Quote: “salaries represent the main source of income for millions of Iraqi families, and any delay in their disbursement leads to a decline in purchasing power and a decrease in spending rates, which is reflected in various commercial and service sectors.”

Jeff – Dinar Guru   Right now Iraq is claiming they only have a currency shortage to pay salaries.  They can pay all their other bills.  I searched the news for two hours a day.  I have not seen one article saying they can’t pay any other bills…They’re able to  pay all their other bills, just not salary payments.  Think about that carefully…Why is it they can’t only pay salaries?  Because in a new budget period with a pending rate change they would have to adjust salary pay scales and approve the budget.  To approve the budget, the new currency value has to exist and be in place…This suggests to me the rate changing is most likely in August.

Stephen – Dinar Guru  Iraq is going through a liquidity crisis… salaries have not been paid yet.  I find it very interesting that Iraq is sitting on about $94 billion in reserves, not including their gold holdings.  They clearly have enough capital, they have enough cash…The government is definitely under a lot of pressure here which I think is a good thing…That means they have to make some type of fiscal change or monetary change.

Mountain Goat – Dinar Guru   …they came right out and told us it is the Iran conflict thats hindering the start of the project to remove the zeros… But my CBI contact is keeping us informed. They do want to target January 2027 again. Can they do it? There is lots of cleanup still to do with these Iranian backed militia and factions but this is supposed to be completed by end of September 2026. The US coalition just announced they are now moving out of Iraq as their part of the deal to disarm the militia…

Stephen – Dinar Guru  I really hate when people make the Iraqi dinar investment look foolish because this is a real investment.  I believe in the Iraqi dinar revaluation more today than ever before…

Samson – Dinar Guru  Article:  “IRAQ BOUGHT $1.3 BILLION WORTH OF GOLD LAST YEAR“

Jeff – Dinar Guru   This article is from Father’s Day of 2021 and is by the financial advisor Salih (former #2 guy at the central bank under Shabibi) “Monetary systems aspire to remove the burden of historical inflation from the folds of the monetary unit by resorting to deleting 3 zeros from the old currency to equalize new currency with lower numbers but with the same value.”  He’s talking about 2 currencies coexisting together with the same value.  The same value being pegged against a foreign currency such as the US dollar…They’re going from larger 3-zero notes down to single digit notes, probably nothing above 100 plus coins.  That’s because their inflation is very very low…around 3%.

Sandy Ingram – Dinar Guru   A pattern is being set and followed that can lead to the increase in the value of the Iraqi dinar.  It’s a fact that can not be ignored that Iraq is continuing to build the financial infrastructure of countries participating fully in the global economy…

Kaperoni – Dinar Guru  If your country is only worth $16 trillion dollars, how could you RV 100 trillion dinar at 1 to $1? Where would you come up with the other $84 trillion dollars when your country is broke?  Come on people wake up!

Reset Intelligence – Dinar Guru  Iraqi salaries running late is not news. What is new is Baghdad stopped excusing the delays and started explaining them, on the record, with numbers attached. The government confirmed a liquidity crisis and said salaries will be delayed. The monthly salary bill is 10.8 trillion dinars. Domestic revenue against it is 2.5 to 3.5 trillion…The Central Bank of Iraq is sitting on $93.7 billion in reserves, under a gold pile rising in value…A state that rich does not have to plead poverty. It is choosing to...The Prime Minister’s own money adviser told the financial press that every salary is fully secured…Iraq has told its people this exact story twice before, and both times it impacted the official rate. The crisis on the screen is the preparation, not the emergency.  Baghdad is readying its citizens for the moment Iraq’s money changes.

Militia Man – Dinar Guru  Article: “THE PARLIAMENTARY FINANCE COMMITTEE PROPOSES PRINTING MONEY TO SECURE SALARIES INSTEAD OF RAISING THE EXCHANGE RATE”  This shows the political temperature around the salary bill is high. Some prefer the short-
term liquidity tool of printing over an exchange-rate step…Printing more dinars…is a short-term monetary expansion and carries inflation risk. A coordinated rate adjustment…would implement a REER-style realignment of the dinar...The pressure is real and the debate is quite active.

Stephen – Dinar Guru  You might not know this but Kuwait invalidated huge quantities of stolen currency.  Many holders of the stolen notes discovered they couldn’t exchange them.  Imagine smuggling millions or billions of dinar…and you go to turn it in and it’s like, nope, it’s null and void.  The Kuwaiti government refused reimbursement for certain serial number ranges tied to the theft…A lot of people talk about the large money supply in Iraq as being the argument against a possible Iraqi dinar revaluation…I would argue to say the amount of Iraqi dinar smuggled and stolen from the central bank over the last 23 years…far outweighs the amount that international investors currently hold.  Is Iraq going to put something similar in place comparable to what Kuwait did in the early ’90s to make a lot of that stolen currency is null and void?  …That would greatly reduce the money supply in a split second.

Samson – Dinar Guru   Article:  “THE TOTAL AMOUNT OF PRINTED CURRENCY IN IRAQ IS 113 TRILLION DINARS, AND 94% OF IT IS
OUTSIDE THE BANKS”

Jeff – Dinar Guru    Article quote: “Iraq has experienced a shortage of dinar liquidity making it increasingly difficult for the government to finance public sector salaries and operational expenditures.”  This news right here to me suggests the rate is most likely going to change in this month of August.  They can’t go months without paying the salaries.  They can’t.

Mountain Goat – Dinar Guru  …remember…the President Trump administration’s plan to turn the middle east around to a peaceful place…Article: “AN AMERICAN PLOY TO IMPLEMENT THE NEW MIDDLE EAST PROJECT… WILL IRAQ SWALLOW THE BAIT?”  We can already begin to see serious groundwork being laid for this reality to happen.  This article…is telling us without any reservations that Iraq is part of the bigger plan and will be a direct player in this Trump plan. But Trump will also need the cooperation of the Iraq officials to be successful. Folks we can already see the RV taking shape with Al-Sheikh’s plan and the intent behind it… my CBI contact told me they would begin a campaign once again to educate the citizens of the process to swap out their currency to a new set. It is coming…Trump will need the IQD back on FOREX for his plan. 

Stephen – Dinar Guru  Let’s start preparing.  Let’s start thinking in terms of, if the dinar happens tomorrow, am I prepared?  Do I have all my ducks in a row?  Am I financially responsible to handle an amount of wealth I’ve never handled before?  You need to start thinking through that because when the revaluation happens a lot of people are going to be extremely emotional.  You’re not going to know what to do.  You’re probably going to end up making mistakes and doing things that looking back you’re going to regret.  Start having a plan, start putting things together, start thinking through the process...