Dinar Observer Daily

Mountain Goat – Dinar Guru   On October 22, 2025 the CBI told us they planned to issue a 20 dinar note as one of the newer lower denominations, also even though they never issued a matching 20,000. They now plan to launch that 20,000 note too at this time and this is yet another sign to us that these three zero notes, once they are taken out of “public” circulation, will still be useful and used for very large cash transactions of dinar for inter-banking and international transactions only. This also  reinforces once again that our dinars, outside of Iraq, that we investors now hold, will remain valid and will be exchanged at the going rate… Example: a 20,000 three zero dinar note may fetch a whopping 80,000 US Dollars in the exchange to US dollars if the US rate on FOREX comes out at $4.00.

Stephen – Dinar Guru  Protect your wealth.  Making money is one thing.  But most people who make money are not good at managing it or protecting it and investing it.  I truly believe the Iraqi dinar revaluation is going to be the first thing that’s going to take place.  It’s going to provide the liquidity for people to then take that and multiply it exponentially.  I think you’re going to be able to 1,000x, 5,000x, 10,000x your investment with opportunities that are coming.  But if you don’ know how to steward your initial returns properly and protect it properly, you’re going to be missing out on a large gain and large opportunity moving forward.  Start preparing… Start thinking about how you’re going to handle this when it does go down.  I do believe we are close.

Jeff – Dinar Guru  Redemption centers are nothing more than brokers or banks that are going to exchange your currency.  Stop calling them redemption centers.  Call it a bank or a broker, not redemption centers.  I’d lose that word.  That word for me is like a word that’s used when scams occur.

Clare – Dinar Guru  Article: “October 1 Al-Zaydi directs official institutions and governorates to prepare for the celebration of Iraqi Sovereignty Day“

Sandy Ingram – Dinar Guru  I believe there will be a currency adjustment and I think it will be in our favor.  However I also believe Iraq will control this decision on how, when, how much.  So please stop those rumors that I don’t believe the IQD is going to revalue..

Reset Intelligence – Dinar Guru  Nobody at the [bank] counter will explain the spread to you. Every exchange has a gap between the rate you see and the rate you get.  On a large amount [of exchange] that gap is real money.  Learn how it works before you are standing at the counter.

Militia Man – Dinar Guru   Preparation for new notes and preparation for a coordinated rate step can run at the same time.  One does not cancel the other…What do we watch for next?  Watch for the sovereignty days for any central bank or finance language…Watch whether the interior and defense get names because the exit protocol needs those signatures… Watch the oil number that goes into the 2027 draft budget.  Watch the dollar crate [from the US Treasury] land…

Stephen – Dinar Guru  This [2027] budget is the biggest budget ever…It’s been argued the new rate has to be in the budget.  I am very careful with saying that because…a lot of people have said, the new exchange rate is going to be in the budget…It would make a lot of sense for the new exchange rate to be in this budget, but I am not going to sit here and tell you that with 100% certainty because I only share things…that I could root in fact.  This is speculation.

Jeff – Dinar Guru   The council of ministers has to know the currency value.  That’s what the budget is calculated on.  That’s why parliament most likely won’t receive this.  Parliament has over 200 officials.  IMO they will not let parliament see the budget to know the new currency value until the rate has changed…The cabinet is different.  They have to create the laws.  They have to calculate what is the budget’s figures based on the currency value…

Clare – Dinar Guru  Article:  “The United States: We will celebrate with Iraq on September 30 the completion of the withdrawal of the remaining international coalition forces, which will strengthen its sovereignty“

Mountain Goat -Dinar Guru  How will Iraq pay us investors when we exchange our three zero notes after the revaluation?   …Remember when you exchange your dinar it will be the equivalent rate of the dinar in the currency of your own country since that is the country’s currency…The US Treasury has already set aside billions to handle the exchanges in agreements with Iraq. Not all of the funds paid out to you, the investor exchanging, will go back to Iraq asking for repayment from Iraq in cash. Instead, there are oil contracts already established amounting to a fixed price over the next 30 years. These are called “oil credits”. The US Treasury will then sell these credits at a time when oil is high, making a tidy profit in the process, if they can over the 30 year period. This is why Iraq must pass the Oil and Gas law first.    [Post 1 of 2….stay tuned]

Mountain Goat – Dinar Guru  Next, remember that you will not be walking out of the bank with cash…NO! Instead it is all digital...You may also be asked the amount of dinar and other currencies you plan to exchange and how much US Dollars you will want to withdrawal, if any, that day. They will then order the cash from the Feds for you... I highly recommend you visit a bonified exchange center set up specifically for this event. Make sure the center is sponsored from a familiar bank.   Look out for scams.    [Post 2 of 2]

Stephen – Dinar Guru  You would not believe how many people I get comments  saying I’m going to a “redemption center”,  I’m sending my money off to this attorney or someone else who’s going to hold my dinar and tell me when it happens and when it’s ready.  I am fearful for a lot of these people because a lot of them are going to end up losing every single scent that they invested and they’ve been waiting for so many years.  I hate to say this, but they’re going to get taken for all of it…I have these emails almost weekly of people telling me they’ve already sent their dinar off to someone else who’s holding it for them.  Not to scare people but I’m like, you better get that back because your dinar should always be in your possession. 

Jeff – Dinar Guru   Question:  “Can this still be our month?”  Jeff:  IMO I don’t think so because the cabinet is not done.  I’ve already moved on past September.  I’m going into October…I no longer think the militias…are a delay in this…I don’t think that’s paired or linked to the rate change…

Clare – Dinar Guru  Article: “Iraq Forwards 2027 Budget Draft To Ministerial Council For Economy”  Quote:  “The Iraqi Ministry of Finance has officially forwarded the finalized 2027 Federal General Budget draft to the Ministerial Council for Economy, marking a major milestone toward legislative approval after extensive consultations with provincial representatives and the Kurdistan Region.“

Sandy Ingram – Dinar Guru  It doesn’t take a Harvard degree to understand that if the exchange rate is $3 to 1 dinar the small country of Iraq would go broke.  What these numbers tell us more than anything is the CBI must get control over this enormous amount of banknotes floating in Iraq and around the world…We are holding million and million and millions of Iraqi dinar  banknotes among us.  One of the ways…the CBI could do this almost immediately is presenting a new currency.

Samson -Dinar Guru  Article:  “TRUMP ON AL-ZAIDI : A GREAT MAN AND A FRIEND OF MINE … I SUPPORTED HIM“

Militia Man – Dinar Guru   Sovereignty days are now on the official calendar…Official work stops Wednesday September 30 and stays dark through Saturday October 3rd…A 4-day shutdown…It’s not a trigger but it does look clean…

Reset Intelligence – Dinar Guru  For most of the past 23 years, the IQD has traded in a country with American soldiers on its soil.  As of Sunday, Iraq’s Foreign Minister says there are none left. 3 days before the deadline.  Washington also agreed to resume the USD cash shipments it froze in April. What stands between the IQD and a new rate now is the weapons handover, the empty cabinet seats and the budget. All of it is Iraq’s to finish.

Stephen – Dinar Guru Prime Minister Zaidi got back to Iraq on Thursday from his meetings in New York.  He met with Trump twice…We are entering very exciting times.  Iraq is moving very very quickly…If you have been in this investment or any period of time…you know Iraq does nothing fast… Whenever I see Iraq is making progress very very quickly, that tells me they have a deadline to meet which is what we are seeing now…It’s almost as if someone is behind the scenes saying you guys have to get this crap done.  No more dragging your feet.  No more thinking about it.  No more pushing back the dates.  It has to get done.

Jeff – Dinar Guru   A very significant step is coming before us.  The US troops are out.  We’ve waited 23 years to see the US troops exit.  They just told us after the US troops are out, October 1st moving forward they’re going international, they’re becoming sovereign…

Mountain Goat – Dinar Guru   There is literally no way you could make such a high rate of return on an investment as with dinar foreign currency, or any currency in the same situation, with the potential like it that Iraq possesses...with such a small investment of money and with such a huge potential gain in the future, how can you lose?…What you should be doing is watching for the BIG Revaluation day, the one time shot, the BIG BANG reinstatement back to FOREX. This is when you can go to the bank and exchange… 

Clare – Dinar Guru  Article: “The Council of Ministers Declares an Official Holiday Across State Institutions from Wednesday, September 30, through Saturday, October 3, in Celebration of the Republic of Iraq’s Sovereignty Days“

Jeff – Dinar Guru   Once the US troop are out October 1st, moving forward Iraq will be partially sovereign and partially international.  The gears are going to keep turning forward.  Eventually they’re going to revalue.

Stephen – Dinar Guru  I don’t believe it’s going to happen in September.  Some of you might hate me for saying that or might disagree and that’s totally fine.  I personally do not see a revaluation or reinstatement happening until after September 30th.  October could be a very interesting month…I have a strong hunch…it’s most likely going to go into October.  I would be shocked if we make it out of the year without seeing some type of currency appreciation in Iraq.

Militia Man – Dinar Guru  They’re talking about possible new notes.  If they’re going to have a revaluation of the currency are you going to still use 25,000 notes when you revalue?  …Can they? Sure.  Are they going to add something else?  Can they go in tandem?  Yes they can.  They can have both at the same time.

Kenny – Dinar Guru   [35 year IT/software expert and 10 year IT software security business owner]  The IT department is always first to know what’s going on in a company.  If there’s a new project being built, if new application is being installed, it always has to go through IT.  As we look at things that are going on with Iraq…we know what’s going on the surface, but there’s something that’s going to be happening behind the scenes, on the balance sheet, projects happening with vendors…I looked at the Iraqi dinar…the CBI, parliament and everything around that.  What are they doing behind the scenes and how do I figure this out? …As I began to explore with the tools I have, all this information started to float to the top. I was like, okay, there’s something going on that everybody else is not seeing on the front side.  [Post 1 of 3….stay tuned]

Kenny – Dinar Guru   I used tools to scour every single PDF document that I could find, not only on the CBI’s website but every single Iraqi website that had some kind of information that would correlate back to the CBI as far as purchasing, vendors, employees, everything about the organization.  I started on the equipment purchases…I thought this is where we’re going to find  something …We did…In 2019/2022 they bought about 39 counting machines.  2023 they bought another 33 machines…These machines only went to Erbil, Baghdad, Mosel and Basra…as if they made a change in their money and people had to come in and change it to get the new money.  They had these regional centers that had the capacity to support the volume…   [Post 2 of 2]

Kenny – Dinar Guru  As I dug deeper, not only are they buying new money counting machines, they’re buying new machines that destroy money… Why…?  This came straight off their budgets you have online…Here’s the most investing part.  In 2022 they spent 962 million IQD.  In 2023 that went to 16 billion.  In 2024 it dropped down to 3.79.  If I’m going to sell a machine, let’s
just call that machine $1,000…How many computers did they buy?  How much did those money shredders cost?   Those shredders cost 16 billion IQD…How many computers at $1,000 could you buy?  And with that said, they’re only putting them in 4 locations…The numbers don’t match…Iraq appears to be well into the preparation stage for a deeper financial integration and possible currency restructuring but the evidence does not yet prove completed or publicly announced revaluation.  [Post 3 of 3]

Clare – Dinar Guru  Article: “Trump hails Iraqi prime minister as ‘fantastic guy’ as Iraq seeks sanctions exemption“  Quote: “It went great. He’s a fantastic man. He’s a friend of mine. I endorsed him, right? I mean, I endorsed him, the Iraqi prime minister, he’s a fantastic guy,’ Trump said Saturday when asked how the meeting went…The remarks come after the Office of Iraq’s Prime Minister announced Saturday it is in talks with the U.S. Treasury Department to secure an exemption linked to the shutdown of Iranian airlines.“