Dinar Observer Daily

Militia Man – Dinar Guru  The architecture is accelerating, serious momentum towards full integration…We’re in one of the most important windows we’ve seen in a very long time.  Multiple major files are converging at the same time…The pace has picked up significantly.  What we are witnessing is not scattered activity.  It’s focused.  It’s getting into a tighter and tighter circle.  It’s coordinated, deliberate and moving with purpose…This isn’t theory anymore.  This is operational enforcement with a hard deadline…

Stephen – Dinar Guru  There’s been so much corruption and so much evil that has happened to the poor people in Iraq and Iran.  A lot of that is being uprooted through bad actors and bad leadership.  We’re seeing it play out before our very eyes.  Am I saying this is the very end of it, that they got all the bad guys, no.  I’m sure this is going to be an ongoing thing even after the dinar revalues.  You’re never going to get 100% of the bad guys but this is a really important part and instills fear in the bad actors that are thinking about doing something or have already done something and might have been willing to do more.  It’s a new day for Iraq…Exciting times are ahead.

Pimpy – Dinar Guru  If Iraq leaves OPEC it allows them to have more money for all the projects they’re doing because they’re not limited by OPEC.  They’re allowed to produce as much as they want to.  That means way more reserves come in.  The more money they can use in their budgets and they’re not screwed every time there’s a fluctuation in the market…Leaving OPEC would be good for Iraq…This will allow them to really grow their economy.  Right now they’re being restrained by OPEC will all these quotas…

Jeff – Dinar Guru   Community comment:   “If the dinar suddenly revalued to $1 or more, Iraqis would become millionaires too, not just foreign holders.”  Redenomination only impacts the citizens in the country, not foreign investors outside the country…It changes everything for the citizens and their money between the large notes and small notes in the country…You have to be transitioning from dinar to foreign currency to be wealthy…If you’re a citizen in the country, once the dinar revalues and dinar you have in the bank, the zeros automatically fall off. If you’re a citizen in Iraq, the only way you could become wealthy off this is to have retained your physical cash…

Reset Intelligence – Dinar Guru   Iraq’s new central bank governor took his first sit-down with any foreign government this week, and it was with the United States. The central bank made the meeting the lead item on its news page…The statement names the three files they discussed: the banking-reform plan, the alignment of external transfers to international standards, and the regulation of dollar sales. That is the…work of getting Iraqi banks cleared to move dollars…This governor opened his term with…reintegration had reached its final stage…

Sandy Ingram – Dinar Guru   If OPEC does not agree to or allow [Iraq] to export and pump more oil, they are considering leaving OPEC… One Middle East country has already decided to leave OPEC and Iraq threatening to leave OPEC or even thinking about leaving OPEC is a dangerous situation IMO.  OPEC, although it may or may not be a cartel…has protected the Middle East and their resources for decades…The thought of Iraq leaving OPEC frightens me.  Yes, it could mean a lot more oil revenue, but that’s not going to help the currency adjustment situation.  The IMF and the World Bank has already told Iraq they need strong streams of revenue outside of the oil industry before they can be considered to be reliable, stable economy.

Clare – Dinar Guru  Article quote:  “In a monumental policy declaration that marks a seismic shift in Iraq’s domestic and foreign policy, Prime Minister Ali Falih Al Zaidi opened his black box on Saturday, June 27, 2026. He outlined a sweeping economic and sovereign restructuring blueprint ahead of his highly anticipated state visit to Washington, D.C. Al Zaidi made it clear that his upcoming meeting with US President Donald Trump will not be a passive diplomatic formality. Instead, it serves as the official dawn of a post-military, hyper-economic partnership designed to rapidly modernize Iraq’s digital, financial, and energy infrastructure.“

Jeff – Dinar Guru   A nation is not fully sovereign while under restrictions and US sanctions.  One of the major files by PM Z when he goes to Washington is sovereignty – No foreign forces in Iraq and no weapons for the factions.  You don’t have sovereignty as a nation if you’re still under restrictions and sanctions of a foreign country such as the US.  He’s going there to discuss Iraq sovereignty mid July 15th…That’s one of the reason I keep telling you the rate has to change before Iraq will go to the United States Mid July and meet with the Trump administration.  The rate has to change before Iraq can be fully 100% sovereign nation without restrictions and sanctions from the United States.

Reset Intelligence – Dinar Guru  The file to delete the three zeros from the dinar is live and moving. A new 25 dinar note has already been shown. The governor before this one was moved aside in a dispute over the rate. The CBI denies all of it…because that is what a central bank does in the sensitive window before it moves. It says nothing is on the stove while the kitchen runs hot…We are waiting on the formal confirmation. New notes are the visible half…What that paper is finally worth is the half nobody in an official chair will say out loud…

Mountain Goat – Dinar Guru   Ali al-Zaidi is close to setting a political precedent that could make him one of the fastest Iraqi prime ministers to reach the White House after assuming office. His anticipated visit to Washington in mid-July is not seen as a mere protocol visit, but rather as an attempt to inaugurate a new phase in the relationship between Baghdad and Washington, more than two decades after the 2003 regime change in Iraq.  Article:  “POLITICIAN: TRUMP SEEKS TO MAKE BAGHDAD THE GATEWAY TO THE NEW MIDDLE EAST PROJECT”.

Jeff – Dinar Guru  Roughly 80% of [Iraq’s] money supply is outside the country.  It’s not tradable.  Can’t be used for a damn thing…The central bank doesn’t give two shits about it.  You know why?  Because all the money outside the country of Iraq…is simply used for Basal III compliance as asset backing to those country’s currencies.  

Reset Intelligence – Dinar Guru  You cannot get onto clean [financial] rails with dirty hands, so Baghdad is washing them in public. The Jumaili oil-ministry case…keeps finding more body bags. Latest to fall is a former provincial governor, Raed al- Jubouri…$10 million…now passes $106 million, some of it pulled from cash buried four meters [~12 feet] underground…A nation asking to rejoin the dollar system has to show its books are clean…The arrests are Baghdad clearing its own house, in public and in a hurry, because the meeting only happens once the house is clean.

Stephen – Dinar Guru  Either you believe that the Iraqi dinar is going to revalue or you don’t.  Both conclusions are totally fine.  Those who hold Iraqi dinar I think are going to be mightily blessed.  And those who don’t I hope they’re not too upset.  I was joking with my wife the other night, this Thanksgiving or this Christmas might be very awkward at the table given the Iraqi dinar revaluation happens in the next 3 to 6 months which I have a feeling it most likely will.  I’m not saying it’s going to happen with 100% certainty so don’t throw stones at me.  But I’m saying with everything that’s happening so quickly right now is extremely exciting…

Militia Man – Dinar Guru   We are at a stage where several important pieces are moving at the same time…customs unification, border control, export infrastructures advancing with real deadlines, political alignment around cabinet completion, oil and gas is gaining momentum, major international players are re-engaging and the broader reform architecture continues to tighten.  They’re all coming back right after…the Hormuz situation taking place…The direction and pace of activity in recent weeks suggests Iraq is entering a more serious phase of execution on the files that matter for long-term integration and stability.

Pimpy – Dinar Guru  When Russia and all them are together in their own little club over there called OPEC…They have a huge portion of the world’s oil.  By shutting down production…it drives prices up...Iraq is starting to realize, by you guys hamstringing us, you’re preventing us from doing a whole lot better with our own economy.  If they are free from OPEC they.. think they can actually get to 11 million barrels per day.  What does that do for Iraq? …It builds up their reserves.  The more reserves they have the stronger the Iraqi dinar.  Eventually the Iraqi dinar becomes stronger and it becomes more valuable. 

Jeff – Dinar Guru   What they’re doing, the lynch pin in this, they’re waiting till we get closer to the rate change date to complete their cabinet formation… 

Reset Intelligence – Dinar Guru  When the first conversation [with an exchange  bank] feels great, that is the bank doing its job.  The most common mistake is stopping at one bank because the first conversation went well.  Going well is the institution doing its job building rapport so you do not bother shopping.  The whole point of running 2 or 3 [banks] is that “going well” is not enough to make the call.  A bank that know it’s your only conversation gets to dictate.  A bank that knows you are talking to two others gets to bid.

Stephen – Dinar Guru  I say this all the time.  Being early with an investment and being wrong always look exactly the same until the payoff happens.  Always remember that.  Just because we’re early don’t mean we’re wrong.  We’re speculating that our day is coming where we are going to be proven right.  I have a feeling that day is upon us.  I’m not saying it’s going to happen tomorrow…this month or next month…All I’m trying to do is look at the information coming forth and trying to dissect it…

Reset Intelligence – Dinar Guru  The worst money decisions happen in the first 48 hours.  Fidelity, UBS and Finra all say the same thing, the worst financial decisions after sudden wealth are made in the first 48 hours.  The published playbook is plain, pause and park the funds, assemble a team, CPA first, then estate attorney, then a fee only advisor who works for you.  Protect with insurance and an estate plan.  Deploy slowly.  None of it is advice.  It is what every major wealth manager publishes openly…

Jeff – Dinar Guru  There’s no “tiers” in this.  I’ve heard people talk about tiers.  That’s a bunch of horse crap.  If there were going to be tiers in this, there would be more than one rate change.  You would need more than one rate change to accommodate tiers.  There’s one rate change. There’s no tiers period.  When the rate changes, I don’t care who you are, I don’t care if you’re elite…federal government or…Joe Blow down at the civilian level, that’s when we all exchange, when the rate changes one time.

Militia Man – Dinar Guru  [Trump’s] Barrack came into town.  He did his bit, circling the wagons, getting everybody on board, telling people exactly what the United States wants them to do…There’s far more control about what’s taking place in Iraq than we ever though, especially since that wall of the neighbor [Iran] has fallen…The stakes are high. 

Samson – Dinar Guru  Article:  “UNITED NATIONS : IRAQ HAS MOVED BEYOND THE STAGE OF STABILITY AND RECOVERY TO  SUSTAINABLE DEVELOPMENT“

Stephen – Dinar Guru  Iranian leaders or government officials who might have Iraq dinars, imagine they try to cash in on this when it does happen….The fact that Iraq is going after a lot of these bad actors is only positive for us.  There has been so much corruption in the country of Iraq through Iranian proxies that have been essentially controlling the country of Iraq for the last 23 years…Corruption being uprooted had to happen to get us to the point we are today.  The revaluation could not have happened back in 2012 or 2015 or 2020.  I know there were a few times where I was hopeful it was going to go down, but there was so much that is being uncovered that we didn’t even know was taking place…I believe our time is coming very very soon. 

Reset Intelligence – Dinar Guru  The official rate sits at 1,300 to the dollar while the street trades nearer 1,450, and the central bank has denied a rate change for the second time this month. You do not build export routes, scrub the banks, and digitize every border to keep a currency on a program rate. The gap closes one way. The only open questions are when, and how high.

Jeff – Dinar Guru   Article:  “Iraq considers a mini-budget”  This is critical.  The rate can only change at a budget period.  Why is that?  Budgets are calculated off currency value…Iraq did not do an annual budget at the beginning of the year.  They’re calling it a mini-budget because it’s a semiannual budget…The rate change has to happen at the budget period which is June/July…

Mountain Goat – Dinar Guru   During this Covid crisis time the CBI devaluated the local currency by more than 20 percent, the biggest devaluation since 2003, adjusting the ex-change rate from IQD 1182/USD to IQD 1450. After the crisis and oil was flowing again it ‘revalued’ back to 1320/USD but it never regained its original pre-crisis value of 1182… these changes in the dinar are NOT structural banking reasons for devaluation but local, short term financial reasons due to the drop of oil exports. This comes from too much of reliance on oil to pay Iraqi’s bills. When oil flow stops or slows down Iraq hurts. So, we all know about al-Zaidi’s plan to change all this and have the economy generating at least 45%-50% non-oil revenues to protect itself in the future from these oil crises.  …The most intriguing point in Al-Zaidi’s plan concerns the exchange rate…It is not yet going to FOREX. We will need the FOREX rate to be what they have been forecasting to be over $3…  

Clare – Dinar Guru   Article 1:   “A  source reveals to Al-Mustaqilla:  The government is moving towards removing three zeros from the Iraqi dinar and issuing a new currency”   Quote:   “Iraqi government, headed by Ali al-Zaidi, is moving towards studying and implementing a major economic project related to removing three zeros from the Iraqi currency …Is this the beginning of an actual change in the form of the Iraqi dinar? Or just a new debate within monetary policy circles?”   Article 2: “Government spokesman Haider al-Aboudi told Al-Mada…the news circulating about the imminent removal of three zeros from the Iraqi currency or the revaluation of the dinar and the adjustment of the dollar exchange rate is not based on any official decisions, stressing that the government does not have any project in this direction at the present time.”

Jeff – Dinar Guru   Ding Ding Ding, yes Iraq lies their ass off to you and talks out both sides of their mouth.  Be careful if you want to drink their Kool-Aid because they do lie.  They’re going to talk to you out of both sides of their mouth.  They’re not going to tell you the truth.  That’s why…we watch what they do instead of what they tell us.  

Sandy Ingram – Dinar Guru  We have excellent good news coming in from Iraq…The US is still engaged with Iraq and is laying out conditions rather than announcing sanctions.  I don’t think we understood that Iraq was that close to being placed under additional sanctions because of the militants who are armed within Iraq.  The United States has laid out its demand and has said that the reforms that are being demanded are banking modernization, stronger government control and security improvement.  That has to do with the Central Bank of Iraq being able to talk to banks globally.  That is an indication that the US is on track to help Iraq adjust its currency…

Clare – Dinar Guru  Article: “Dollar Gap Persists Despite Official Rate as Iraq Awaits Customs Reforms and Washington Talks” Quote: “The Iraqi government has not issued any official statement regarding a possible adjustment to the dinar’s exchange rate. Economic issues are expected to feature prominently during upcoming discussions in Washington, where Iraqi officials are anticipated to address financial challenges, budgetary pressures, and measures to strengthen the country’s monetary stability.”