Dinar Observer Daily

Militia Man – Dinar Guru  Iraq hasn’t stopped.  Even under the last two years we’ve had significant crisis…There was, ‘skies falling’, ‘doom and gloom’ was coming a couple weeks ago.  Ultimately nothing stopped..

Mountain Goat -Dinar Guru   My contact in the CBI has been placed back on the committee for the Project to Delete the Zeros. So, this tells us something…Are they deciding now what to do?  Is it time?

Pimpy – Dinar Guru  Article: “Iraq’s economy to grow by 4.1% in 2025”  This is only the half way mark and they’ve already grown 4.1...We want Iraq to continue to grow…

Mountain Goat – Dinar Guru   My contact in the CBI has been placed back on the committee for the Project to Delete the Zeros. So, this tells us something…Are they deciding now what to do?  Is it time?

Pimpy – Dinar Guru  Article: “Iraq’s economy to grow by 4.1% in 2025”  This is only the half way mark and they’ve already grown 4.1...We want Iraq to continue to grow…

Clare – Dinar Guru  Article: “The Central Bank of Iraq clarifies the ‘National’ payment card and its scope of use”  Quote:   “The National Electronic Payment Card Project is an additional local option used exclusively within Iraq in Iraqi dinars, and does not cancel or restrict existing international cards such as Visa and Mastercard…there are no plans to cancel these cards or ban transactions in dollars outside Iraq, as their holders can still use them inside and outside the country as is currently the case.”

Samson – Dinar Guru  Article: “The Chief Justice of the Federal Court takes the oath of office and affirms the court’s independence and freedom from any interference.“

Militia Man – Dinar Guru  A “monitoring situation” is less than a “gray area”.  We’d like to see them come out and say [Iraq] is in “white” area and international…If you’re on the “black list” you’re not doing well.  If you’re on the ‘grey list’, you’re doing fair.  If you’re ‘monitoring’, you’re doing a lot better… This is true evidence Iraq has achieved significant progress because they went from the ‘grey zone’ to a ‘monitoring area’. 

Mountain Goat – Dinar Guru   Ali Al-Alaq knows what he is doing and is setting up the Iraqi monetary system for a major revaluation… decreasing the money supply speaks RV all over it...yes, it is now shaking out in the news.   Article:   “THE FINANCIAL INCLUSION RATE IN IRAQ EXCEEDED 46%” ...Why would they need to have the citizens and merchants on the digital transactions with the banks? Less cash is better! This is what “financial Inclusion” means. I am being told by my CBI contact that the CBI is looking for at least 50% of the citizens with bank accounts and in the system.  [Post 1 of 2]

Mountain Goat – Dinar Guru  …in order to conduct a revaluation of the dinar, thus in order to make the rate of each dinar to the U.S. dollar higher…they would have to reduce the monetary mass in circulation substantially to do it. If you are going with a $4+ rate then my [CBI] contact told me they would have to reduce or shrink the monetary mass by nearly a quarter of the paper…the paper notes in the hands of the citizens…must be brought back to the banks… The rest the banks can convert digitally…Folks, it all adds up. They are planning to do a major revaluation in the VERY, VERY NEAR future…I can’t believe how obvious it is now.  [Post 2 of 2]

Mountain Goat – Dinar Guru  Article:  “IRAQ IS DEVELOPING PLANS TO DEVELOP ITS TRADE POLICY LOCALLY AND GLOBALLY.”  Quote: “The Ministry of Trade announced plans on Saturday to develop infrastructure by digitizing services to accelerate trade and reduce costs. While indicating that the next phase requires political will and economic stability to prepare Iraq for an effective partnership in the global economy, the Ministry emphasized the need to strike a balance between protecting the national economy and global openness, as well as preparing for accession to the World Trade Organization.”

Sandy Ingram – Dinar Guru  No Article VIII status yet.  Iraq does not yet have Article VIII status with the International Monetary Fund which would allow free convertibility of the IQD.  Instead it still operates under Article XIV, meaning capital controls and restrictions are legal and expected.

Militia Man – Dinar Guru  There’s been videos out that we’ve talked about that showed them destroying perfectly good currency post 2018.  What was their game?  To reduce the note count.  The electronic platform is coming and sopping that extra currency up.

Pimpy – Dinar Guru  Article:  “Central Bank:  Iraq’s hard currency reserves are enough to cover 13 months of imports”  Remember the standard is you got to have at least 4 to 6 months worth of reserves.  Iraq is doing really good with 13 months.

Sandy Ingram – Dinar Guru  My ex-husband retired from the Federal Reserve bank.  He and his peers have always talked down about an IQD revalue or currency adjustment…Iraq is fixing these flaws…for global inclusion …Countries and International banks didn’t trust doing business with Iraq.  Now Iraq’s central bank is working to fix these problems.  They’re updating their  systems…If Iraq continues on this path it has the potential to fully integrate into the global banking system…Now we know shy bankers said the IQD would never revalue.  It looks like Iraq is plugging the holes and there will be sufficient economic gains for a higher currency value.

Militia Man – Dinar Guru  Inflation is well below 3% [in Iraq].  That’s really good.  It’s an indicator for a revaluation.  Doesn’t mean it’s going to revalue...I’m telling you it is a component of a revaluation because it’s  significant…Inflation is low.  The stage is set.

Militia Man – Dinar Guru  One of the things that is a component of a reinstatement revaluation is low inflation.  It’s a sign for the IMF, World Bank, everybody that they maintain stable inflation and reduce it consistently is a very good sign that they’re ready for an adjustment.  It doesn’t mean they will do it, it just means they have a key component.

Pimpy – Dinar Guru  I have 5 million Iraqi dinar. You think I want them to delete the zeros?  No I don’t.  I want them to leave the zeros on there and give it a huge exchange rate.  I’d be happy if they went dollar for dollar.  I’d be happy if they did it at $0.25.  I really would.  I’d still make out like a champ.

Sandy Ingram – Dinar Guru  For Iraq, achieving Article VIII status would require deep reforms including closing the gap between the official and parallel exchange rates, cleaning up its banking sector, digitizing transactions, enforcing anti-money laundering and counter-terrorist financing standards and ending informal restrictions on capital movement.  Once benchmarks are met and sustained Iraq can formally request the IMF executive board to approve its transition from Article XIV...to Article VIII signaling full integration into the global financial system.  This step would boost investor confidence, attract foreign capital and support long-term economic growth.

Militia Man – Dinar Guru  Iraq is ready to make a big move into the international financial system…Big business doesn’t come into Iraq if there’s risk especially if you’re going to spend billions of dollars.  You’re not going to go into a country that’s got significant problems…You can see this isn’t the past…It’s secure and stable…

Sandy Ingram – Dinar Guru  Recent global currency reports are including the dinar…For the last 5 years this has not been the case…The international currency reports have their fingers on the pulse of investors….The IQD has the attention of global investors…As Iraq strengthens its financial infrastructure…analysts are beginning to watch the dinar more closely… While it’s not yet traded on Forex markets, the dinar is showing up more often in investor analysis and regional financial reports.  This inclusion signals growing recognition of Iraq’s economic potential…The dinar are no longer being dismissed…Instead they are being added to the ‘watch list’…The Iraqi dinar has moved from the sidelines to a speculative corner of global currency analysis…

Clare – Dinar Guru    Article:   “Qi and K2 Integrity to Elevate Iraq’s Financial Standards” Quote: “Qi  (International Smart Card), Iraq’s largest electronic payment platform, has announced that it has entered into a landmark
partnership with K2 Integrity (K2i), a US-based global financial integrity and compliance advisory firm. The multi-year collaboration aims to align Iraq’s financial infrastructure with international standards…This initiative marks a pivotal milestone in Iraq’s compliance evolution, strengthening national capabilities and building a foundation for secure, scalable financial growth; it positions Iraq to regain credibility with international partners, attract investment, and enable more secure, scalable cross-border transactions, particularly vital for trade, remittances, and financial inclusion.“

Militia Man – Dinar Guru  They’re going to go international and they’re going to integrate into the international financial system.  That’s what’s going to jump-start this whole thing…Is Iraq ready?  Iraq is ready.  We’re waiting for the integration…

Samson – Dinar Guru  Article:  “Transportation: Navigation in oil and commercial ports continues and has not been affected by

Mountain Goat – Dinar Guru   Article:   “IRAQI FINANCE FIGURES SHOW A “SOFT RENTIER” ECONOMY. ARE THERE ALTERNATIVES?“.   Remember that even though the Iraqi economy is still about 92% oil driven revenues, these are revenues and oil is a large part of their assets...Sadly, if the Iraqi dinar is not in a manipulated rate, I don’t know what is!  Do you really believe that with about 100 billion in reserves and the ability to maintain these reserves is not wealth?  Not to mention Iraq has hardly any debt… So where is a dinar rate to at least reflect what they do have?  

Clare – Dinar Guru   Article:   “Qi and K2 Integrity Join Forces to Boost Financial Compliance in Iraq”  Quote:  “The partnership extends across three countries—UAE, Jordan, and Iraq—and is structured to support different aspects of Qi’s regional operations…For Iraq…The timing is critical. As Iraq opens up to foreign investors…showing real commitment to financial  integrity is becoming a prerequisite…K2 Integrity, based in New York… leadership includes former U.S. Treasury officials...“

Samson – Dinar Guru   Article:   “Oil Minister: Foreign personnel have not left, and we have alternatives in case the Strait of Hormuz is closed.”

Militia Man – Dinar Guru  Article: “Qi and K2 Integrity Join Forces to Boost Financial Compliance in Iraq”   This is one of the most powerful articles we’ve seen in all the years we’ve been around because of the nature of all the entities involved in this.  That’s giving Iraq a platform to prove they are ready for global compliance and standards.  For what?  Cross-border payments internally and externally and their helps it’s going to show the world Iraq is ready to do trade.  It’s very big.

Sandy Ingram – Dinar Guru   While the sharp rise in the VND against the US dollar is not expected in the immediate future, there is cautious optimism for long term appreciation.  The likely scenario is a slow and controlled strengthening of the dong driven by strong economic fundamentals, increase in foreign investment and potential changes in US monetary policy.  Investors watching the Vietnamese market should watch long term trends rather than short term speculation. In other words, hold on to your VND and your IQD.

Samson – Dinar Guru   Article: “Fintech major Qi and US-based K2 Integrity join forces to align Iraq’s financial sector with global standards”